Featured Loan Programs:
- First Time Home Buyer Programs
- $125,000 in down payment assistance
- $350/m in MCC tax credits
- Zero down USDA and VA programs
- FHA loans
- Short Refinances
- No minimum credit score requirement
- 203k Construction/Rehabilitation loan
- Home equity line of credit
San Diego First Time Home Buyer Programs
City of San Diego
Down Payment/Closing Cost Grant - Up to $15,000 Down Payment Assistance
Areas: City of San Diego Maximum Purchase Price: $454,100
Condo Conversion Loan Program: Up to 15% of purchase price. Program is for renters displaced by condo conversions.
Areas: City of San Diego No Maximum Purchase Price
Downtown Loan Program: Up to $75,000
Areas: Downtown neighborhoods with the Centre City or Horton Plaza redevelopment project.
Shared Appreciation Program: 25% of purchase price.
Areas: City of San Diego Maximum Purchase Price: State Funds- No Limit
MCC Program - Federal Income Tax Credit of 15% or 20% of the annual interest you pay on your home loan. Loan Amount = $250,000 x 6% x .20 = $3000.00 annual tax credit or $250/m. May be used in conjunction with the City Down Payment Assistance Programs.
Areas: City of San Diego. Maximum Purchase Price: $505,086-$672,600 depending upon Census Tract.
Apply now to be pre-qualified.