Don't forget to factor in closing costs when considering a home sale or purchase. Realty World HomeCares is seasoned at helping both buyers and sellers when it comes to closings. E-mail or call us today at (619) 791-1000 if your needs include a real estate pro experienced in the business side of buying and selling.

Anticipated closing costs

There are certain standard expenses accompanying closing the sale of a house. These expenses are commonly split between the buyer and seller, as directed in the sales contract. Many are conventional, but there are nuances to each, so you'll want a real estate expert in California to help guide you through the transaction.

Costs pertaining to your loan to be paid at closing    (Click here for details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Click here for details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Click here for details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your sale, not only will we work to get the very best sales price, but we'll also advocate for lower closing costs. And once we've arrived at an agreement, we'll describe in detail the closing costs so you know exactly what you're paying for.

Buyers: If you're buying real estate in San Diego County, you'll get a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within an appropriate range so you're not startled when you get to the closing table. We'll be happy to go through the GFE with you, answering your questions and highlighting any estimates that appear to be out of the ordinary.